June 2008
Credit Repair After Bankruptcy
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
Buying a Home After Bankruptcy
Tip! Your credit history will be damaged by bankruptcy; it will appear on your credit report for as long as 10 years.
If you’re planning on buying a home after bankruptcy you’ll want to read this article carefully.
Buying a home is probably...
May 2008
Bankruptcy Credit Card: How Choose One
Tip! bankruptcy is when you request complete debt relief.
There are many credit card issuers out there promoting what some people refer to as “bankruptcy credit cards” - that is, credit cards for people who have a bankruptcy on their credit...
3 Simple Ways Of Getting A Credit Card After Bankruptcy
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
Bankruptcy administers a devastating blow to your credit card. A bankru...
Utah, the Nation's Bankruptcy Capital
Tip! The first step in learning how to file for bankruptcy is to make a comprehensive list of all of your creditors and outstanding debts. When you are working to determine how to file for bankruptcy, you need to appreciate that if you to proceed with...
April 2008
Do You Need a Debt Consolidation Loan?
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
If you are in financial difficu...
Guide to Debt Consolidation: Simple Steps to Consolidate Debt
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
A Debt consolidation loan is a loan used to repay several other loans. It is a single, low cost, secured loan. A UK Debt Consolidation Loan i...
Debt Consolidation - Get Rid of Your Debt Burden - Repay Your Loans
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
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Debt consolidation loans...
Seeking a Debt Consolidation Loan?
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
Would you like the convenience of making just one monthly payment for all of your credit card debt? Do you have a home which has appreciated ...
Choosing the Right Debt Consolidation Service for You
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
Getting into enough debt to be ...
Bankruptcy Law Now Tougher - More Expensive
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
A new bankruptcy law took effect in October that will make it harder and more expensive for most families to file for bankruptcy and discharge their debts.
The major resu...
March 2008
An Overview of Student Loan Debt Consolidation
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
A student loan debt consolidation loan allows you to combine your federal student loans into a single loan wit...
Debt Consolidation Loan For Debt Management
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
Debt management is very important if you bor...
February 2008
Overwhelming Debt? Bankruptcy May Be Your Way Out, But Maybe Not
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
Bad Credit Debt Consolidation
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
The prevalence of credit cards with high interest rates often causes individuals to spend beyond their means a...
Bankruptcy Information - Common Courtroom Terms
Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you.
Bankruptcy- Bankruptcy Terminology, 45 Terms to Know and Understand
Many debtors and creditors know little of the ...
January 2008
Debt Consolidation Scam Claims Repayment Unnecessary
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
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Most Americans have a pr...
Consider Debt Consolidation to Improve your Bad Credit
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
A Guide to Finding a Debt Consolidation Lender!
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
Having so much debt that you don’t know whe...
December 2007
Bankruptcy Or Debt Settlement
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
Bankruptcy or debt settlements often seem like the only options when financi...
Consolidating Debts With Credit Card Debt Consolidation Loan
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
Like any new age consumer you find using credit cards convenient and flashy. You always found it easy to buy t...
November 2007
New Bankruptcy Laws
Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...
October 2007
Bankruptcy
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
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Will the New Bankruptcy Laws Help You?
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
Bankruptcy Rules Have Changed, C...
